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Five Factors That Determine Your Credit Score

Ever wonder how your credit score is calculated? Well, it’s really not all that complicated. In this article, you will learn the five factors that determine your credit score as well as the weight that each of them carries. These five factors are: payment history, overall account balances, credit history,…

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Elements of Financial Growth

Change Your Behavior Financial growth relies on 80% behavior, 20% knowledge. Continuing to make bad financial decisions will continue to produce bad results. This is common sense, of course, but most people tend to continue making bad decisions, being fully aware of the negative consequences to come. If you want…

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Purchasing a New Car

1.       Create a Budget Although many people neglect this step, it is very important. Owning a new car is a great reward, but only if you can afford it. There are many additional costs that pop up when you purchase a car, so you need to be prepared to know what…

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5 Great Ways to Save Money!

USE COUPONS There are a variety of coupon websites and apps such as: CouponSherpa, WOWpons, Coupons.com, Groupon, etc. Also, don’t forget to look for weekly deals in the mail and in the local paper. There are tons of coupon resources out there that will save you hundreds of dollars on…

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How to Access Your Free Credit Report

Federal law requires the three major credit bureaus (Equifax, Experian and TransUnion) to provide you with a free credit report once a year. The reasoning behind this law is that many credit reports are riddled with errors, and consumers have the right to verify their credit information without any cost….

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Credit Repair Scams

Be careful whom you choose to help you rebuild your credit. There are many companies out there that take your money and do very little to help restore your credit. When choosing a company, be sure to investigate the company well and ask them what they will specifically do to…

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